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Important Information You Should Know About Your Credit Score Credit Score may determine how much interest one will have to pay when they get a loan from a bank. Typically, the higher the score, the lower the interest one has to pay. Credit Score is affected by what is reported in the Credit Report. Inaccuracies, Outdated Credit Information or Credit Fraud could adversely affect ones Credit Score. If you find errors, outdated credit information or even credit fraud on your credit report, you should know that the federal government instituted the Fair Credit Reporting Act that allows you to dispute the information reported on your credit report on the basis of completeness and accuracy. Please check the FTC website for additional information. Protect oneself by getting a a Credit Monitoring Service to monitor ones Credit Report and Score, alerts on changes to ones credit file & score are configurable. And find out when someone checks your credit report & know whenever your score changes. |
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